Our Private Credit team is always looking to partner with new Australian Fintechs and Non-Bank lenders.

Our team provides credit funding to assist in the growth and development of the business and its underlying loan books.

Who we work with

We invest in Senior and Mezzanine facilities, across both early-stage and established lending businesses with facilities typically ranging between $10m and $50m.

Our partnership is long term and we are willing to embark on the growth journey with our lenders, given we believe in the business and underlying lending product. We provide additional value where we can, via our established network and experience assisting lenders with the development or improvement of their policies, procedures and systems.

Frequently Asked Questions

What is your investment process?

We do not have a cookie cutter approach. We will look to structure a facility around the unique needs of your business and lending products. If you’re an established lender needing capital in a short time frame – we can accommodate.

If you’re an early-stage business looking for an experienced team to assist the development of the business and act as the first external debt facility – we can accommodate. Typically, we will get to understand your business and funding requirements over a couple of meetings. From here we will either provide a swift no or look to discuss indicative terms of a facility. If both parties agree on terms, we will move into a short and defined exclusivity period while we conduct due diligence. This is typically the stage where we roll up our sleeves and assist early-stage lenders build out any aspect of the business which do not meet our due diligence standards, rather than turning you down.

Once the due diligence process is completed and the funding vehicle has been implemented, we will ultimately move towards initial funding with a view of an ongoing partnership over the medium to long term.

What do I need to provide for due diligence?

We will typically extend a questionnaire which will drive the bulk of our due diligence. Particularly for early-stage lenders, there will often be sections of our questionnaire for which processes, policies, systems and/or personnel have not been implemented. This is not an issue – the investment team is experienced in assisting founders build out such areas of their businesses prior to funding.

What is your stance on ESG?

We do not push exclusionary ESG requirements on to lenders. We prefer to take an inclusionary approach where we reward lenders for extending capital in an ESG friendly manner via a reduced cost of capital.

At what stage do you invest?

We participate in debt facilities for lenders of all stages. The investment team have provided the first external debt facilities for a number of FinTech/non-bank lenders and are experienced in assisting founders to build out their credit assessment policies, processes and management systems. We have also participated in Mezzanine tranches alongside big 4 banks.

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